How does Zero-Knowledge bank statement conversion work?

Unlike legacy cloud converters that upload your bank statements to external cloud servers, StatementToExcel compiles PDF parsing logic into client-side WebAssembly and Web Workers. The PDF bytes are read directly into your local browser RAM via HTML5 FileReader. Not a single row of transaction data, bank balance, or account number ever leaves your device.

How does StatementToExcel verify statement reconciliation math?

StatementToExcel implements double-entry verification math: Starting Balance + Total Inflows (Deposits) - Total Outflows (Withdrawals) == Statement Ending Balance. If any OCR misread or missing line causes a discrepancy, StatementToExcel highlights the exact row and displays the math variance in real-time.

What formats can I export to?

You can export in 1 click to: (1) QuickBooks Online 3-column CSV (Date formatted MM/DD/YYYY, Description, Amount), (2) Xero CSV (*Date, *Amount, Description, Reference), and (3) Universal Excel (.xlsx) featuring both formatted transaction ledger and an executive reconciliation summary tab.

Which banks are supported?

StatementToExcel supports statements from all major institutions including JPMorgan Chase, Bank of America, Wells Fargo, Citibank, Silicon Valley Bank, Mercury, Brex, Capital One, American Express, PNC, US Bank, Barclays, HSBC, and standard regional credit unions.

Is there a free trial?

Yes! You can convert up to 3 pages completely free without creating an account or entering a credit card. Authenticated users get 5 pages free every month. Paid plans start at $19/mo for 150 pages.

Desktop vs Web App

ProperSoft vs StatementToExcel: Which Bank Statement Converter is Right for You?

An in-depth breakdown comparing ProperSoft with StatementToExcel for accounting firms, bookkeepers, and businesses looking for accurate, zero-knowledge bank statement extraction.

Quick Verdict: StatementToExcel vs ProperSoft

While ProperSoft (ProperConvert) requires downloading, installing, and licensing legacy desktop software on Windows or macOS for $119.99 to $239.99, StatementToExcel delivers the exact same offline-level privacy directly in any web browser. Built on client-side WebAssembly, StatementToExcel requires no desktop installs, offers instant split-screen visual reconciliation, and exports clean Excel and QBO CSV spreadsheets on any operating system.

ProperSoft Pricing & Model

$119.99 to $239.99 one-time or annual desktop license

Requires cumbersome desktop software installation, license keys, OS compatibility management, and lacks modern interactive split-screen review.

StatementToExcel Advantage

$19/mo (Solo) or $49/mo (Firm) — cancel anytime

Both tools offer local data processing; StatementToExcel executes locally in your browser without needing OS software installation.

Feature & Capability Breakdown

Feature / Capability	StatementToExcel	ProperSoft
Installation Requirement	Zero Install (Any Web Browser)	Desktop Software (.exe / .dmg)
Cross-Platform Compatibility	Universal (Mac, Windows, Linux, iPad)	OS-specific licenses
Split-Screen PDF & Table Reviewer
Mathematical Balance Reconciliation	Automated Real-Time Audit	Manual verification
QuickBooks CSV & Excel Output
Upfront Cost	Free to test / $19/mo	$119.99 - $239.99
Instant Cloud Updates	Always latest parser heuristics	Manual desktop updates

Why Users Prefer StatementToExcel

No Installation Required: StatementToExcel runs in Chrome, Safari, Edge, or Firefox on Mac, Windows, Linux, and tablets without installing .exe or .dmg packages.

Split-Screen Visual Review: StatementToExcel shows your original PDF canvas alongside the live transaction grid with clickable highlight syncing.

Modern Subscription Flexibility: Instead of high upfront software licenses, StatementToExcel offers a monthly model you can pause between tax seasons.

Automatic Multi-Line Payee Merging: Intelligently merges fragmented wire and check descriptions without manual regex configuration.

Frequently Asked Questions

Is StatementToExcel as private as ProperSoft desktop software?

Yes, identically private. ProperSoft markets offline security because it runs on your desktop. StatementToExcel achieves the exact same security by compiling PDF parsing code into WebAssembly that executes in your local browser sandbox. Not a single byte of statement data or PDF text ever hits a web server.

Does StatementToExcel work on macOS and Windows?

Yes. Unlike desktop tools that require different versions or license keys for Windows vs Mac, StatementToExcel runs natively in all modern web browsers across macOS, Windows, Linux, and Chromebooks.

Ready to Experience Zero-Knowledge Conversion?

Convert 3 pages completely free. Test with your own bank statements or sample files in under 10 seconds.

Start Free In-Browser Conversion