How does Zero-Knowledge bank statement conversion work?

Unlike legacy cloud converters that upload your bank statements to external cloud servers, StatementToExcel compiles PDF parsing logic into client-side WebAssembly and Web Workers. The PDF bytes are read directly into your local browser RAM via HTML5 FileReader. Not a single row of transaction data, bank balance, or account number ever leaves your device.

How does StatementToExcel verify statement reconciliation math?

StatementToExcel implements double-entry verification math: Starting Balance + Total Inflows (Deposits) - Total Outflows (Withdrawals) == Statement Ending Balance. If any OCR misread or missing line causes a discrepancy, StatementToExcel highlights the exact row and displays the math variance in real-time.

What formats can I export to?

You can export in 1 click to: (1) QuickBooks Online 3-column CSV (Date formatted MM/DD/YYYY, Description, Amount), (2) Xero CSV (*Date, *Amount, Description, Reference), and (3) Universal Excel (.xlsx) featuring both formatted transaction ledger and an executive reconciliation summary tab.

Which banks are supported?

StatementToExcel supports statements from all major institutions including JPMorgan Chase, Bank of America, Wells Fargo, Citibank, Silicon Valley Bank, Mercury, Brex, Capital One, American Express, PNC, US Bank, Barclays, HSBC, and standard regional credit unions.

Is there a free trial?

Yes! You can convert up to 3 pages completely free without creating an account or entering a credit card. Authenticated users get 5 pages free every month. Paid plans start at $19/mo for 150 pages.

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Customer Satisfaction Guarantee

Refund & Cancellation Policy

Last Updated: November 1, 2026 • Governed by Paddle.com (Merchant of Record)

14-Day Full Money-Back Guarantee

We want you to be completely satisfied with LedgerVault. If our statement conversion tool does not meet your expectations for any reason within the first 14 days of your initial subscription purchase, we will provide a 100% full refund with no questions asked.

1. How to Request a Refund

To request a refund within the 14-day window, simply send an email to support@ledgervault.com or click the customer support link on your Paddle receipt. Please include:

The email address associated with your subscription
Your order number or transaction receipt ID (e.g. from Paddle)

2. Subscription Cancellation

You can cancel your subscription at any time. When you cancel, your account remains active with full high-volume conversion access until the conclusion of your current paid billing cycle, and you will not be billed again.

3. Processing Timelines & Funds Return

Once approved by our team or Paddle, refunds are processed immediately. The funds will appear back on your original payment card within 3 to 7 business days depending on your issuing bank.

4. Merchant of Record Inquiries

Our order process is conducted by our online reseller and Merchant of Record, Paddle.com. Paddle also handles order-related inquiries and refunds in compliance with international commerce regulations.