How does Zero-Knowledge bank statement conversion work?

Unlike legacy cloud converters that upload your bank statements to external cloud servers, StatementToExcel compiles PDF parsing logic into client-side WebAssembly and Web Workers. The PDF bytes are read directly into your local browser RAM via HTML5 FileReader. Not a single row of transaction data, bank balance, or account number ever leaves your device.

How does StatementToExcel verify statement reconciliation math?

StatementToExcel implements double-entry verification math: Starting Balance + Total Inflows (Deposits) - Total Outflows (Withdrawals) == Statement Ending Balance. If any OCR misread or missing line causes a discrepancy, StatementToExcel highlights the exact row and displays the math variance in real-time.

What formats can I export to?

You can export in 1 click to: (1) QuickBooks Online 3-column CSV (Date formatted MM/DD/YYYY, Description, Amount), (2) Xero CSV (*Date, *Amount, Description, Reference), and (3) Universal Excel (.xlsx) featuring both formatted transaction ledger and an executive reconciliation summary tab.

Which banks are supported?

StatementToExcel supports statements from all major institutions including JPMorgan Chase, Bank of America, Wells Fargo, Citibank, Silicon Valley Bank, Mercury, Brex, Capital One, American Express, PNC, US Bank, Barclays, HSBC, and standard regional credit unions.

Is there a free trial?

Yes! You can convert up to 3 pages completely free without creating an account or entering a credit card. Authenticated users get 5 pages free every month. Paid plans start at $19/mo for 150 pages.

100% Client-Side RAM · Zero Cloud Storage

Canadian Financial Ecosystem

Convert Canadian Bank Statements to Excel & CSV

Extract transactions from RBC, TD, Scotiabank, BMO, CIBC, and Tangerine bank statement PDFs into clean spreadsheets. Standardized Canadian Dollar (C$) formatting and CRA T2 & GST/HST compatibility.

Convert Canadian Statement PDF Free Verify Statement Math

CRA T2 & GST/HST Filing

Organize corporate expenses and taxable disbursements directly for Canada Revenue Agency compliance and corporate tax preparation.

CAD (C$) Currency Alignment

Full support for Canadian Dollar currency formats and cross-border USD accounts held in Canadian banking institutions.

QuickBooks Canada & FreshBooks

Export 3-column CSV and .QBO files ready for instant import into QuickBooks Canada, FreshBooks, and Wave.

Supported Canadian Banks (Big 5 & Credit Unions)

RBC Royal Bank

PDF, RBC Express

Business & personal chequing accounts

TD Canada Trust

PDF, EasyWeb statements

Commercial and small business banking

Scotiabank

PDF, ScotiaConnect

Everyday banking & corporate accounts

BMO Bank of Montreal

PDF, Online Banking for Business

Operating & savings accounts

CIBC

PDF, SmartBanking

Canadian & USD cross-border accounts

Desjardins

AccèsD Affaires PDF

Quebec and Ontario commercial accounts

National Bank of Canada

PDF, Internet Banking Solutions

Enterprise & corporate statements

Tangerine Bank

PDF digital e-Statements

Digital chequing and savings

PIPEDA Privacy Compliance for Canadian Businesses

Under Canada's Personal Information Protection and Electronic Documents Act (PIPEDA), storing customer financial statements on unvetted cloud services presents compliance liabilities. StatementToExcel functions 100% locally in your client web browser via WebAssembly: zero bytes leave your device, ensuring total adherence to provincial and federal privacy rules.

Frequently Asked Questions for Canadian Accountants & CPAs

Are French language statements from Desjardins and NBC supported?

Yes. Our extraction engine recognizes French accounting headers such as “Dépôts”, “Retraits”, “Solde”, and “Description” automatically.

Can I convert USD bank accounts held at Canadian banks?

Yes. Canadian banks frequently issue USD statements for cross-border businesses. The amounts and running balances are preserved down to two decimal places without currency distortion.