How does Zero-Knowledge bank statement conversion work?

Unlike legacy cloud converters that upload your bank statements to external cloud servers, StatementToExcel compiles PDF parsing logic into client-side WebAssembly and Web Workers. The PDF bytes are read directly into your local browser RAM via HTML5 FileReader. Not a single row of transaction data, bank balance, or account number ever leaves your device.

How does StatementToExcel verify statement reconciliation math?

StatementToExcel implements double-entry verification math: Starting Balance + Total Inflows (Deposits) - Total Outflows (Withdrawals) == Statement Ending Balance. If any OCR misread or missing line causes a discrepancy, StatementToExcel highlights the exact row and displays the math variance in real-time.

What formats can I export to?

You can export in 1 click to: (1) QuickBooks Online 3-column CSV (Date formatted MM/DD/YYYY, Description, Amount), (2) Xero CSV (*Date, *Amount, Description, Reference), and (3) Universal Excel (.xlsx) featuring both formatted transaction ledger and an executive reconciliation summary tab.

Which banks are supported?

StatementToExcel supports statements from all major institutions including JPMorgan Chase, Bank of America, Wells Fargo, Citibank, Silicon Valley Bank, Mercury, Brex, Capital One, American Express, PNC, US Bank, Barclays, HSBC, and standard regional credit unions.

Is there a free trial?

Yes! You can convert up to 3 pages completely free without creating an account or entering a credit card. Authenticated users get 5 pages free every month. Paid plans start at $19/mo for 150 pages.

100% Client-Side RAM · Zero Cloud Storage

Free PDF Bank Statement Health Inspector

Diagnose your bank statement PDF in 100 milliseconds. Detect native vector text layers, scanned OCR requirements, font encoding, and conversion readiness.

Drop your PDF bank statement here to inspect

Supports all banks (Chase, BofA, Wells Fargo, Barclays, RBC, CBA). 100% private in-browser RAM.

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How PDF Bank Statement Inspection Works

Digital bank statement PDFs from major institutions (like Chase, Bank of America, Wells Fargo, and Barclays) contain native vector font glyphs and exact bounding coordinates. Our in-browser WebAssembly engine examines the internal PDF object tree, counting text layers and calculating column alignment to verify whether the file can be converted into Excel without loss of precision or OCR hallucinations.

Frequently Asked Questions

What is the difference between vector text and scanned PDFs?

Vector PDFs are generated digitally by your bank and contain exact text characters and coordinates. Scanned PDFs are merely image photographs of physical paper, requiring Optical Character Recognition (OCR) to reconstruct numbers.

Is it safe to inspect sensitive financial statements?

Yes. 100% of the inspection happens inside your browser's WebAssembly memory. Not a single byte or character is sent over the Internet, guaranteeing absolute confidentiality.